At the end of July, Jim traveled to Cambridge, Massachusetts to speak to the Entrepreneur Club of the Harvard Business School. He was honored to be the featured speaker, and to spread the Heafner Financial message of […]
Lindsey Vonn just finished another successful season on the world cup. Even having to duct tape her ski pole to her right wrist (due to a not fully healed broken arm) two weeks ago during the final […]
I often call the large brokerage houses, Wells Fargo, Merrill Lynch, Morgan Stanley, etc. “the Walmart’s” of the financial advisory world. Surprisingly, I’ve meet many people who revere them. People can’t imagine being with a small firm. […]
What role do index annuities play in financial planning? Can they provide growth or just income?
First, let’s address index annuity growth versus market growth. Since 1995, some of the better index annuities have historically averaged 4 to […]
How can you help increase your wealth without a higher tax return, and without taking additional risk? The answer: Pay less in taxes!
A logical person wouldn’t pay more taxes than necessary, yet many people do it every […]
Average returns” overstate real returns in the market lure investors into making bad decisions. First of all, averages are not intended to include negative numbers; only positive numbers. Because the market does have negative returns, your average […]