Will U.S. Stock Darlings Continue their Slump?

Technology shares that were the driving force powering the surge in the U.S. stock market are now sputtering, dragging the rest of the market down with it. Some of the most recognizable names in the tech industry have been subject to big losses as they deal with a myriad of crises such as fears of […]

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The Bull Market Turns Nine Years Old

Retirees may want to re-balance their portfolio, as tough as it may be during periods of high gains. Friday, March 9, 2018, marked the ninth birthday of our current bull market, which began at market close back in 2008 when the most devastating bear market since the Great Depression came to a close. A decade […]

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Women and Retirement Planning – Part 2

Plan for Income in Retirement Do you worry about outliving your retirement income? Unfortunately, that’s a real concern for many women. At age 65, women can expect to live, on average, an additional 20.6 years. In addition, many women will live into their 90s, some into their 100s. This means that women should generally plan for […]

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Women and Retirement Planning – Part 1

Women face special challenges when planning for retirement. Often their careers are interrupted to care for children or elderly parents. Women may spend less time in the workforce and earn less money than men in the same age group. As a result, their retirement plan balances, Social Security benefits, and pension benefits are often lower. […]

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3 Differences Between Roth IRAs and Life Insurance

Life insurance and Roth IRAs have a basic structure in common. They are both wealth transfer tools that help facilitate an efficient transfer of assets from one generation to the next, and they both can provide a tax-free legacy. Despite their similarities, Roth IRAs and life insurance are very different, and the rules that apply to […]

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Happy Birthday Roth!

Roth IRA’s turn 20 this month. In 1998, 20 years ago Congress, passed the Taxpayer Relief Act, creating the Roth IRA, named for Senator William Roth who sponsored the legislation. We all know that Roth’s are wonderful! We wish all our money were in Roth IRA’s or (cash value life insurance) so it can grow […]

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3 Tips to be Financially Healthy in the New Year

(1) Establish a List of Goals.  As the year goes by significant events can impact your outlook on life and retirement. Unfortunately, these events sometimes force you to lose sight of your retirement goals. But, with the New Year comes new opportunity. Take a moment to think about what is really important to you; what experiences […]

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